First online experiences were BBSs (C64 & PC).
Later we could sign up for these lame fidonet mail accounts.
In 92 or 93 I got ahold of some hacked university dial-up accounts which allowed me to browse in textmode in the shell with Lynx.
As most usefull stuff was on FTPs anyway this textmode methods were fine even the mailing via Pine.
It was also my access to real time chat with contacts from the C64/PC scene via channels like #C64 & #Coders.
The first graphical web experience (Netscape) was nice but slow as hell as it required too much resources from my 386DX40 with 4Mb RAM
Opera was a real gift as that one was lightweight and really fast. (e)Mailing was then with Pegasus Mail.
This was all over a 14K4 modem back then.
In 94/95 internet for households got popular so I got that aswell as dial-up costs were cheaper in my local (mini) zone then dialing to the zone of the university.
ADSL arrived later but I don't remember since when I had it, I guess '99 altho it was available earlier around the cities but not in my street.