Solved!
Thanks to Erel, Klaus Corwin42 and all wonderful friends who got out to help!
It was duplicate views with same names.. imagine that!
I learned one difference between vb and b4a today, that b4a is not forgiving any mistake or notifying you when you try to name two or more views with the same name, but it wouldn't forget that insult and will punish you later.
I created an EditText1 box in panel1 while there was already one with the same name in another panel.. when ran the app, I put a phone number in the one in panel1 while the other one was blank.. and that's where I got the error message with "Invalid Destination"
My debug method was that I hard-coded the number instead of referencing EditText1, and it worked, so I followed the thread from there.
new lesson: depend on yourself!
Now got to go to work!.. thanks guys..